Is insurance necessary for an e-bike?
                        According to the Motor Vehicle Act 1988, all bike owners must have at least third-party bike insurance to operate their vehicles on the road. As for electric two-wheelers, the government is gearing up to announce specific regulations regarding e-bike insurance as they are at the adoption stage.
                        Hence bike insurance policy provisions are not applicable to ebike as these vehicles are not classified under motor vehicles. Currently, electric two-wheeler owners are not required to obtain compulsory third-party bike insurance. However, as a responsible driver, you should have the best bike insurance coverage. Being a precious possession, an electric bike needs to be protected from various unexpected situations like fire or theft. So getting comprehensive bike insurance is the best option as it will protect you and your bike financially in case of a road accident, theft, fire, natural calamities, and mental calamities.